Get a complete profit analysis of your next investment in St. Cloud, Minnesota

This spreadsheet will help you calculate all the metrics (NOI, LTV, cap rate, net yield, etc.)
It’s also the only spreadsheet that is tailored to St. Cloud, Minnesota
Finally, we’ve designed it to be exceptionally user-friendly, with everything explained in plain English.

Made for St. Cloud

We have tailored this spreadsheet, so you can make accurate real estate investment decisions based on your city's specific conditions without extra research.

ABOUT THE SPREADSHEET

We are confident you will like it

We have created the ultimate solution to provide an easy, comprehensive overview of your real estate investment.
Unlike other financial tools, ours is simple, well-presented, and complete with key metrics. It is market-specific, regularly updated, offers scenario analysis, and includes visual aids.
We believe it adresses all the painpoints.

We have included everything!

NOI, COC, Cap Rate, Gross Yield, Net Yield, LTV, ROI, ... all the metrics, ratios and charts you can think will be easily calculated in the tool.

If you think there is one missing, you can reach out and we will add it for you, at no extra cost.

Say goodbye to complex calculations and confusing spreadsheets

Real estate finance tools can be quite intimidating, especially if you are not an expert.

Many of these solutions are packed with complex features that take considerable time to set up and master.

Our spreadsheet is specifically designed to address these common frustrations. It's intuitive and user-friendly, with every input, indicator, and metric clearly explained in plain English.

We've rigorously tested it with a group of beta testers. The user experience you will have is seamless and straightforward.

No garbage in, garbage out

If the data you put into your spreadsheets is random, expect the outcomes to be just as irrelevant. Spreadsheets are like calculators—they crunch what you feed them; they don't polish the inputs.

If you end up with the wrong NOI or cash flow, you could end up overpaying for an underperforming property or taking a pass on a good investment that another investor grabs because they put together their analysis correctly.

We've anticipated this pitfall in our spreadsheet design. Every time you key in data, we're right there with guidance and context (like providing you the last market values in St. Cloud).

This helps clarify any doubts right away, ensuring that the data you enter is accurate and meaningful and relevant.

Moreover, we’ve included a dedicated tab with 200+ indicators. This section provides clear, plain English feedback on your results, allowing you to quickly see whether your data makes sense.

Run different scenarios

What happens if interest rates rise? Or if rental income fluctuates? Our spreadsheet’s scenario analysis tool lets you find out.

You can easily adjust parameters like interest rates, rental income, and operational costs. As you make these changes, you'll see immediate updates in charts and key metrics.

Experiment with different scenarios—like best case, worst case, and most likely outcomes—to explore various market conditions and their potential impacts.

Questions?

I'm really bad at finance and I won't know how to use it

No worries. We had beta testers with zero knowledge of finance, and they used it without any issue.

If you still need any help, you can reach out, and we will respond within 24 hours.

My computer skills are limited

Same thing here - we had beta testers with very low computer skills, and it went smoothly. If you still get stuck, we will help you.

How long will it take me?

According to the feedback from our customers, it will take you between 10 and 30 minutes to fill the inputs.

So, it's tailored to St. Cloud, MN?

Yes - not all real estate markets are the same, and this has been taken into account.

Will it be compatible with my software and my device?

Yes - it’s compatible with all the devices and you can use it with Excel, Google Slides or even Apple Numbers.

Does it really include all variables and indicators?

Yes - and if you still think one is missing, you can contact us and we will add it for you.

I don’t need complex data analysis

No problem—you have a tab with 50 questions (such as 'What are the chances I could lose money on this investment?') and their answers in plain English, which update automatically based on your inputs.

This might be sufficient for you.

Is there any visual tool?

Yes - charts and other visual tools are included in this spreadsheet.

Will you help me if I get stuck?

Of course - just email us and we will answer within 24 hours.

Let's ensure you make a profitable investment in St. Cloud, Minnesota

You're about to spend a significant amount of money on a property.
Make sure you have all the necessary information and data before making a decision.

Pro

$49

One-time payment

Guided inputs
All the results explained
Tailored to St. Cloud, MN
Property Dashboard

You will be able to download the spreadsheet immediately after your purchase.

Pro+

$79

One-time payment

Guided inputs
All the results explained
Tailored to St. Cloud, MN
Property Dashboard
Yearly Dashboard
Mortgage Dashboard
Cash-Flow Analysis

You will be able to download the spreadsheet immediately after your purchase.

Pro++

$99

One-time payment

Guided inputs
All the results explained
Tailored to St. Cloud, MN
Property Dashboard
Yearly Dashboard
Mortgage Dashboard
Cash-Flow Analysis
5-year Dashboard
10-year Dashboard
Scenario Analysis

You will be able to download the spreadsheet immediately after your purchase.

Questions? Email us at team@whatsmycashflow.com